Wealth Management Services, Inc. dba Wealth Management
wealthnmg.com | Last Updated: May, 2026
This Privacy Policy describes how wealthnmg.com (the “Website”) and its operator, Wealth Management Services, Inc. dba Wealth Management (“the Company,” “we,” “us,” or “our”), collect, handle, and protect your personal information. By using this Website, you consent to the practices outlined below. We are committed to acting responsibly and maintaining transparency throughout every interaction.
1. Who We Are
Wealth Management Services, Inc.
3666 Torrey Pines Way
Sarasota, FL 34238
Email: denk@wealthnmg.com
We provide market commentary, financial insights, and educational materials for individuals seeking a clearer understanding of financial topics.
2. Information We Collect
We may collect several categories of information, including:
- Contact information (name, email address, phone number, mailing address)
- Technical identifiers (IP address, device type, browser details, ISP, timestamps)
- User activity data (pages visited, click patterns, session behavior, referring URLs)
- Preferences and interactions (survey responses, content interests, communication choices)
- Information voluntarily submitted through forms, subscriptions, or SMS enrollment, including enrollment via 10DLC-registered messaging numbers or our toll-free number
We collect personal information from users when:
- You voluntarily provide it to us when using our Website or services.
- You submit your phone number to receive text messages from our 10DLC-registered number or our toll-free number.
- You interact with our content, alerts, or educational resources.
Some information is provided directly by you; other data is gathered automatically through standard digital technologies.
3. How We Use Your Information
Your information may be used for the following purposes:
- Delivering newsletters, updates, and financial insights
- Sending you messages via 10DLC or other SMS channels, including our toll-free number, as per your request and consent
- Sending you recurring automated promotional and personalized text messages (e.g., market alerts, financial insights, research updates, reminders) via our toll-free number, where you have provided express written consent
- Managing communication preferences and subscription settings
- Enhancing Website usability and content relevance
- Responding to support requests or general inquiries
- Protecting Website security and preventing misuse
- Performing analytics and diagnostic evaluations
- Meeting legal or regulatory obligations, including TCPA and carrier compliance requirements for both 10DLC and toll-free messaging
- Improving our services and user experience
We do not use personal information for any purpose not described in this Policy.
4. Cookies & Tracking Technologies
Our Website may use cookies, analytics scripts, and related tracking tools to:
- Support essential Website functions
- Improve loading speed and performance
- Measure aggregated user behavior
- Personalize browsing experience
You may disable cookies in your browser settings at any time. Third-party platforms integrated with our Website may use their own tracking technologies.
5. SMS Messaging Policy
We operate multiple SMS messaging channels to communicate with subscribers. This section describes our practices for all SMS programs, including 10DLC-registered long code messaging and toll-free number messaging.
How You Opt In
When you provide your mobile number on wealthnmg.com, you may choose to opt into our SMS updates. Participation is entirely optional and is never required to access our Website or its content.
Where phone number entry fields appear on our Website or landing pages, our Privacy Policy and Terms and Conditions are displayed in close proximity to those fields so that you can review them before submitting your information. The phone number entry field is accompanied by a clear disclosure of the applicable message program, message frequency (“Msg frequency may vary”), the statement “Msg & data rates may apply,” and links to this Privacy Policy and our Terms of Service.
Consent to receive SMS messages is collected through a clearly labeled, unchecked checkbox that is separate from any other consent (including email consent). SMS consent is never a condition of purchase or access to our services or content.
You may join through:
- On-site opt-in forms
- Newsletter or content requests
- Keyword-based enrollment via a 10DLC number
- Gated downloads or alert signups
- The contact form on our Website
Types of Messages You May Receive
Service & Support Notices
- Confirmation of form submissions
- Replies to inquiries
- Follow-up messages
Financial Insights & Educational Updates
- Brief market observations
- Economic trend commentary
- Timely informational alerts
Optional Promotional Notices
- Recurring automated promotional and personalized messages (e.g., market alerts, financial insights, research updates, reminders)
- Announcements about new reports
- Updates to our educational resources
- Occasional promotional content relevant to subscribers
We aim to deliver concise, helpful messages without unnecessary frequency.
Automation, Frequency & Costs
- SMS may be generated using automated or semi-automated systems, including via 10DLC-registered long codes and toll-free numbers.
- Message frequency varies depending on your activity, subscription type, and preferences.
- Standard carrier messaging and data rates may apply.
- We maintain a communication cadence aligned with U.S. carrier expectations and CTIA messaging guidelines.
Your Consent Under TCPA
By providing your mobile phone number and opting in via the applicable checkbox, you provide your prior express written consent under the Telephone Consumer Protection Act (TCPA) to receive recurring automated marketing and informational text messages, including messages sent via an Automatic Telephone Dialing System (ATDS).
This consent covers:
- Recurring automated messages
- Informational and marketing SMS
- Messages sent via automated dialing systems, including 10DLC-registered campaigns and toll-free number campaigns
Providing your phone number is never a condition of accessing our Website or its content.
10DLC Compliance
We operate SMS messaging campaigns using 10DLC (10-Digit Long Code) registered numbers in accordance with applicable carrier requirements and industry standards. As a 10DLC service provider, we adhere to the following principles:
- Our Privacy Policy and Terms and Conditions are displayed in proximity to phone number entry fields on all opt-in forms.
- End-user information collected through 10DLC enrollment is protected and will not be shared or sold to third parties for marketing, lead generation, or analytics purposes.
- Opt-in and opt-out procedures for 10DLC traffic are clearly outlined in both the call-to-action presented at enrollment and in these Terms. Opt-in and opt-out are processed via the 10DLC long code number associated with our service. We do not route 10DLC opt-out requests through short code pathways.
Toll-Free Number Messaging Compliance
We also send text messages via a toll-free number in accordance with applicable carrier requirements and TCPA regulations. As a sender of text messages via a toll-free number, we adhere to the following principles:
- Consent to receive text messages from our toll-free number is collected through a clearly labeled, unchecked checkbox that is separate from any other consent (including email consent) and is never a condition of purchase or service.
- The phone number entry field on any toll-free opt-in form is accompanied by a clear disclosure of the message program, message frequency, the statement “Msg & data rates may apply,” and links to this Privacy Policy and our Terms of Service.
- Our Privacy Policy and Terms and Conditions are displayed next to phone number entry fields on all toll-free opt-in forms.
- End-user information collected through toll-free SMS enrollment is protected and will not be shared or sold to third parties for marketing, lead generation, or analytics purposes.
- Opt-in and opt-out procedures for toll-free messaging are clearly outlined in both the call-to-action presented at enrollment and in this Privacy Policy.
How to Opt Out
You may withdraw SMS consent at any time by replying to any message:
- STOP, UNSUBSCRIBE, CANCEL, or QUIT — to stop all messages from the number you received the message from
- For 10DLC campaigns: text STOP to the 10DLC number from which you received the message.
- For toll-free number campaigns: text STOP to our toll-free number. After you send STOP, we will send you one confirmation message and you will not receive additional text messages from that number unless you opt in again.
Reply HELP to any message for assistance, or contact us at denk@wealthnmg.com.
Recordkeeping Requirements
To comply with TCPA, CTIA, and carrier regulations, we maintain secure records of:
- Opt-in confirmations
- Timestamps
- Method of enrollment (form, keyword, checkbox)
- Consent language presented at signup
- Opt-out requests and processing confirmations
These records exist solely for regulatory compliance and audit protection.
Protection of SMS Data
We safeguard SMS-related data using:
- Encrypted data storage
- Restricted internal access controls
- Monitoring tools for unauthorized activity
- Secure logs for opt-in documentation
We do not sell, rent, lease, or share your mobile phone number or SMS opt-in data — whether collected via 10DLC or toll-free number — with any third parties, affiliates, or partners for their own marketing or promotional purposes. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All SMS and toll-free opt-in data and consent records are excluded from any third-party data sharing arrangements — this information will not be shared with any third parties under any circumstances.
All SMS practices comply with TCPA, CTIA Messaging Principles, 10DLC registration requirements, toll-free messaging carrier requirements, and U.S. carrier standards.
6. When Information May Be Shared
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All of the above categories exclude text messaging originator opt-in data and consent — including both 10DLC and toll-free opt-in data — and this information will not be shared with any third parties.
We do not share or sell end-user information, including mobile opt-in or consent status, to third parties or affiliates for any marketing, lead generation, or analytics purposes.
We may share information only when necessary:
- With service providers supporting hosting, analytics, communications, or delivery systems — solely for the purpose of providing those services on our behalf, subject to confidentiality obligations
- To meet legal obligations, court orders, or government requests
- During a business transition, such as a merger or asset transfer, subject to equivalent privacy protections
- To maintain security and prevent fraud
We do not sell personal data to advertising networks.
7. Data Protection & Retention
We use administrative, technical, and physical security measures to protect your information. Information is retained only as long as needed for:
- Communication purposes
- Legal compliance, including TCPA and carrier recordkeeping requirements for both 10DLC and toll-free messaging programs
- Operational requirements
Aggregated or anonymized data may be maintained for analytical purposes.
California Privacy Rights (CCPA/CPRA)
Under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), California residents have the right to:
- Know what categories of personal information we collect and how it is used
- Request deletion of their personal information
- Request correction of inaccurate personal information
- Opt out of the “sale or sharing” of their personal information
wealthnmg.com does not sell your personal data for monetary compensation, nor do we share it for cross-context behavioral advertising.
8. Your Rights
Depending on your location and applicable law, you may have the right to:
- Request access to your personal data
- Correct or update inaccurate information
- Request deletion of your data
- Restrict or object to certain uses
- Opt out of emails or SMS messages, including 10DLC and toll-free messaging campaigns
- Withdraw consent at any time
Requests can be directed to: denk@wealthnmg.com
9. Third-Party Links
wealthnmg.com may link to external websites. We are not responsible for third-party privacy practices or content. We recommend reviewing their policies before sharing information.
10. Children’s Privacy
Our Website is not intended for individuals under 13 years old. If we become aware that a minor’s information has been collected, we will delete it promptly.
11. Toll-Free SMS Compliance and Privacy
This section provides dedicated disclosure for our toll-free number messaging program, as required for toll-free SMS registration. For additional context on our broader SMS practices, see Section 5.
11.1 Collection of Personal Information
We collect personal information from users when:
- You voluntarily provide it to us when using our Website or services.
- You submit your phone number to receive text messages from our toll-free number.
11.2 Use of Personal Information
We use the personal information you provide to:
- Provide the requested services.
- Send you recurring automated promotional and personalized text messages (e.g., market alerts, financial insights, research updates, reminders) via our toll-free number, where you have provided express written consent.
- Comply with legal obligations.
- Improve our services and user experience.
11.3 Mobile Information Sharing
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information (PII), including your SMS opt-in or consent status. Your mobile information will never be shared with third parties for promotional or marketing purposes. This does not include trusted third parties who assist us in operating our Website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.
11.4 Privacy and Toll-Free Messaging
As a sender of text messages via a toll-free number, we adhere to the following principles:
- Consent to receive text messages is collected through a clearly labeled, unchecked checkbox separate from any other consent (including email consent) and is not a condition of purchase or service.
- The phone number entry field is accompanied by clear disclosure of the message program, message frequency (“Msg frequency may vary”), the statement “Msg & data rates may apply,” and links to this Privacy Policy and our Terms of Service.
- Privacy policies and terms and conditions are displayed next to the phone number entry fields.
- End-user information is protected and is not shared or sold to third parties for marketing, lead generation, or analytics purposes.
- The opt-in and opt-out procedures for toll-free traffic are clearly outlined in both the call-to-action (CTA) and the Terms and Conditions.
11.5 Opting Out
You can opt out of receiving text messages at any time by replying STOP to any message you receive from our toll-free number. After you send STOP, we will send you a confirmation message and you will not receive additional text messages from us unless you opt in again. For assistance, reply HELP to any message, or contact us directly at denk@wealthnmg.com.
11.6 Disclosure of Personal Information
We do not share or sell end-user information, including mobile opt-in or consent status, to third parties or affiliates for any marketing, lead generation, or analytics purposes.
12. Changes to This Policy
We may update this Privacy Policy occasionally. The latest version will always be available on this page. Your continued use of the Website signifies acceptance of any revisions.
13. Contact Us
If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at:
Wealth Management Services, Inc.
3666 Torrey Pines Way
Sarasota, FL 34238
Email: denk@wealthnmg.com