Wealth Management Services, Inc. dba Wealth Management
wealthnmg.com | Last Updated: May 2026
Welcome to wealthnmg.com, a digital information platform operated by Wealth Management Services, Inc., dba Wealth Management (“the Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) outline the rules and obligations associated with your use of this Website and any services, tools, communications, or digital materials connected to it.
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree, please discontinue use immediately.
1. Company Identity
Wealth Management Services, Inc.
3666 Torrey Pines Way
Sarasota, FL 34238
Email: denk@wealthnmg.com
We operate this Website as a source for financial commentary, market insights, educational materials, and related digital content.
2. Nature of Content — Important Disclaimers
2.1 Informational Purpose Only
The content published on this Website — including articles, newsletters, alerts, market commentary, research summaries, and any other materials — is intended solely for informational and educational purposes. It reflects the editorial opinions of our publishing team and should not be interpreted as professional financial guidance of any kind.
Wealth Management Services, Inc. operates exclusively as a digital media publisher. Our editorial team shares market perspectives and analysis as independent commentary, not as licensed financial professionals. Nothing on this Website constitutes a solicitation, recommendation, or offer to buy or sell any security, financial instrument, digital asset, or investment product of any kind, and no content here should be relied upon as the basis for any investment decision.
Readers are encouraged to consult with a qualified financial professional who is familiar with their individual circumstances before making any investment decisions.
2.2 No Client Relationship
Your use of this Website does not create any advisor-client, broker-client, or fiduciary relationship between you and the Company. We do not act on your behalf, represent your interests, or manage any assets.
2.3 Past Analysis Does Not Predict Future Results
Any historical data, market analysis, price commentary, or references to past market performance contained on this Website are provided for illustrative purposes only. Past analysis and past market performance do not guarantee, predict, or imply future results. All investments involve risk, including the potential loss of principal. You should never invest money you cannot afford to lose.
2.4 Earnings and Results Disclaimer
Any references to potential returns, portfolio gains, financial outcomes, or success stories displayed on this Website represent exceptional, non-typical results used for illustrative purposes only. THE COMPANY MAKES NO GUARANTEE, EXPRESS OR IMPLIED, THAT YOU WILL ACHIEVE SIMILAR FINANCIAL OUTCOMES. Individual results will vary materially based on personal financial circumstances, risk tolerance, market conditions, timing, and other factors entirely outside our control.
2.5 Conduct Your Own Due Diligence
Before making any investment decision, you should conduct your own independent research and due diligence, and consult with a qualified, licensed financial advisor or other appropriate professional who is familiar with your individual financial circumstances, investment objectives, and risk tolerance. Do not make any investment decision based solely on information published on this Website.
2.6 Affiliate Relationship Disclosure
In accordance with the Federal Trade Commission’s Endorsement Guides (16 C.F.R. Part 255), we disclose that this Website and our newsletters may contain affiliate links and sponsored content. The Company may receive a commission or other compensation if you engage with, click on, sign up for, or purchase products or services through links contained in our content. The presence of such links does not constitute an endorsement, warranty, or guarantee of any third-party product, service, or company. We encourage you to conduct your own independent research before engaging with any third-party product or service.
3. Modifications to These Terms
We may revise or update these Terms periodically to reflect changes in our practices, legal requirements, or operational needs. Any modifications become effective once published on the Website. We will make reasonable efforts to notify active subscribers of material changes via email prior to the effective date. Your continued use of the Website after updates are published signifies that you accept the revised Terms. If you do not agree to any revised Terms, you must discontinue use of the Website immediately.
4. Age Restriction
This Website publishes financial market commentary and analysis intended exclusively for adult audiences. You must be at least 18 years of age to use this Website or subscribe to any of our services. By accessing this Website, you represent and warrant that you are 18 years of age or older. We do not knowingly collect personal information from individuals under the age of 18.
5. Acceptable Use of the Website
You are granted a limited, non-exclusive, non-transferable, and revocable license to access the Website for personal, informational, and non-commercial use only.
You agree NOT to:
- Reproduce, distribute, republish, or commercially exploit Website content without our express prior written authorization
- Disrupt or attempt to interfere with Website operations, servers, or networks
- Use automated scripts, bots, scrapers, crawlers, or similar tools against our infrastructure without authorization
- Upload or transmit malicious code, viruses, or harmful components of any kind
- Use the Website in any manner that violates applicable laws, regulations, or the rights of third parties
- Impersonate the Company, its employees, or any other person or entity
- Attempt to gain unauthorized access to any portion of the Website or related systems
All intellectual property displayed on the Website, including but not limited to text, graphics, logos, branding, and analytical frameworks, remains the exclusive property of the Company. All rights are reserved.
6. Technology, Cookies & Tracking Tools
The Website may use cookies, tracking pixels, analytics systems, and similar technologies. These tools help enhance functionality, measure usage patterns, and improve overall performance.
By continuing to browse the Website, you consent to the use of such technologies as described in our Privacy Policy. You may disable cookies in your browser settings, but certain features may not function properly as a result.
7. Communication Policy (Email & SMS)
When you submit your contact information, you authorize us to communicate with you through email or SMS, depending on what you provide and the consent options you select.
7.1 Agreement to Receive Text Messages
By providing your mobile number and checking the applicable SMS consent checkbox, you agree that Wealth Management may send you periodic SMS or MMS messages containing promotional offers, market alerts, and related content.
- You will receive up to 4 messages per month.
- Opt out: Text STOP to +1 (484) 326-1530 at any time. You will receive one confirmation message and no further messages after that.
- Help: Text HELP to +1 (484) 326-1530, or email denk@wealthnmg.com.
- Message and data rates may apply.
- Participating U.S. carriers include AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular®, MetroPCS®, InterOp, Cellcom, C Spire Wireless, Cricket, Virgin Mobile, and others.
- T-Mobile and all other wireless carriers are not liable for delayed or undelivered messages.
- You agree to notify us of any changes to your mobile number so we can update your account accordingly.
- Data obtained in connection with this SMS service may include your cell phone number, your carrier’s name, and the date, time, and content of your messages. We may use this information to provide the services you requested. This data will not be sold or shared with third parties for marketing or promotional purposes.
- We reserve the right to modify or terminate the SMS service at any time, with or without notice.
Though Wealth Management will never charge you for text messages you receive from us, depending on your mobile plan, your carrier may apply standard messaging or data rates. Please contact your wireless provider with questions about your plan.
7.2 TCPA Consent
By providing your mobile phone number and opting in via the SMS consent checkbox, you provide your prior express written consent under the Telephone Consumer Protection Act (TCPA) to receive recurring automated marketing text messages, including messages sent via an Automatic Telephone Dialing System (ATDS), from Wealth Management at the mobile number provided.
Message frequency varies. Up to 4 messages per month. Consent is not a condition of purchasing any goods or services or accessing any content. Standard message and data rates may apply. You may opt out at any time by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to any message. Reply HELP for assistance or email denk@wealthnmg.com. SMS opt-in consent and data will not be shared with third parties for marketing or promotional purposes. T-Mobile and all other wireless carriers are not liable for delayed or undelivered messages.
7.3 Email Communications
By providing your email address and opting in, you agree to receive newsletters, market updates, educational materials, and occasional promotional messages from Wealth Management. You may unsubscribe at any time by using the unsubscribe link provided in each email. Opt-out requests will be processed within 10 business days.
8. Third-Party Links and Services
This Website may contain links to third-party websites, platforms, products, or services. These links are provided for your convenience and informational purposes only. The Company does not control, endorse, or assume any responsibility for the content, privacy practices, or operations of any third-party websites or services. Your use of any third-party website is at your own risk and subject to the terms and conditions of that website. We strongly recommend reviewing the privacy policy and terms of any third-party site before providing your personal information.
9. Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT, SERVICES, AND MATERIALS PROVIDED THROUGH IT ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AND NON-INFRINGEMENT.
THE COMPANY DOES NOT WARRANT THAT: (A) THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE; (B) ANY INFORMATION OR CONTENT ON THE WEBSITE IS ACCURATE, COMPLETE, RELIABLE, OR CURRENT; OR (C) THE WEBSITE OR ITS SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WEALTH MANAGEMENT SERVICES, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO: (A) YOUR USE OF OR INABILITY TO USE THE WEBSITE; (B) YOUR RELIANCE ON ANY CONTENT, ANALYSIS, OR INFORMATION PUBLISHED ON THE WEBSITE; (C) ANY INVESTMENT DECISIONS MADE BASED ON CONTENT FROM THIS WEBSITE; (D) TRADING LOSSES, LOSS OF PROFITS, OR CAPITAL LOSSES OF ANY KIND; (E) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA; OR (F) ANY OTHER MATTER RELATED TO THE WEBSITE — EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE TOTAL AGGREGATE LIABILITY OF THE COMPANY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS SHALL NOT EXCEED THE GREATER OF: (I) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (II) ONE HUNDRED U.S. DOLLARS ($100.00).
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.
11. Indemnification
You agree to defend, indemnify, and hold harmless Wealth Management Services, Inc., its officers, directors, employees, contractors, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:
- Your use of the Website in violation of these Terms
- Your violation of any applicable law, rule, or regulation, including securities laws or financial regulations
- Your violation of any third-party rights, including intellectual property or privacy rights
- Any investment decision you make based on content from this Website
- Any misrepresentation made by you
12. Governing Law and Dispute Resolution
12.1 Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Florida, USA, without regard to its conflict of law provisions.
12.2 Mandatory Arbitration
Any dispute, claim, or controversy arising out of or related to these Terms or your use of the Website that cannot be resolved informally shall be resolved exclusively through binding arbitration administered in Sarasota County, Florida, under the rules of the American Arbitration Association (AAA). The arbitrator’s decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
12.3 Class Action Waiver
YOU AGREE TO RESOLVE ALL DISPUTES WITH THE COMPANY ON AN INDIVIDUAL BASIS ONLY. YOU KNOWINGLY AND VOLUNTARILY WAIVE ANY RIGHT TO PARTICIPATE IN ANY CLASS ACTION LAWSUIT, CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER REPRESENTATIVE PROCEEDING AGAINST THE COMPANY. WHERE APPLICABLE LAW RENDERS THIS WAIVER UNENFORCEABLE, IT SHALL NOT APPLY TO YOU.
12.4 Consumer Rights Carve-Out
Nothing in this Section limits any rights you may have under the mandatory consumer protection laws of your jurisdiction of residence. California residents retain all rights under applicable California law. EU residents retain all rights under GDPR and applicable EU consumer protection directives.
13. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Wealth Management Services, Inc. with respect to your use of the Website and supersede all prior agreements, understandings, and representations relating to the same subject matter.
15. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Wealth Management Services, Inc.
3666 Torrey Pines Way
Sarasota, FL 34238
Email: denk@wealthnmg.com
Phone: +1 (484) 326-1530
Wealth Management Services, Inc. | wealthnmg.com | denk@wealthnmg.com